Serving Anoka, Hennepin, Ramsey, Washington, Scott, Dakota & Carver Counties
Insurance & Payment
EIDBI Insurance Minnesota Families Can Understand Before They Commit
Understanding coverage and cost shouldn’t be another hurdle on top of everything else your family is managing. Elite Services Center Inc is enrolled as a Minnesota EIDBI provider, and here’s exactly how insurance and payment work.
Insurance we work with
Elite Services Center Inc works with Minnesota Health Care Programs (Medical Assistance) and a number of private insurance and managed care plans that cover EIDBI, ABA therapy, speech therapy and occupational therapy.
As part of EIDBI insurance Minnesota families can access, medical assistance is what makes EIDBI services affordable for most families, since it’s the program that funds the benefit itself.
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Minnesota Medical Assistance
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Major Private Insurance Plans
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Managed Care Organizations
Because coverage details vary significantly by plan, we confirm your specific benefits directly with your insurer before your child’s services begin, rather than relying on general assumptions about what a plan typically covers.
Cost
What you can expect to pay, by coverage type
| Coverage type | Typical out-of-pocket cost | What we do | What you do |
|---|---|---|---|
| Minnesota Medical Assistance (EIDBI-eligible) | Little to none for EIDBI-covered services | Verify your specific MA plan and confirm what’s covered | Share your MA ID during intake |
| Private insurance or managed care | Varies: copay, coinsurance or deductible may apply | Contact your insurer directly to verify benefits, authorization and copay | Share your insurer’s name and plan details |
| Uninsured or self-pay | Set by private-pay rate, discussed before services begin | Walk you through private-pay options and Medical Assistance enrollment resources | Let us know your situation, no paperwork required to ask |
This table is a general guide, not a quote. Your actual cost depends on your specific plan, which is exactly why we verify before anything is scheduled.
Your Plan
Does my specific plan cover EIDBI or ABA therapy?
Honestly, it depends on your plan, and we won’t guess. We don’t publish a list of specific insurers we’re in-network with on this page, because that status can change and we’d rather confirm it directly than risk giving you outdated information.
Here’s how we handle the plans families ask about most:
If your plan isn’t Medical Assistance, HealthPartners, BlueCross BlueShield, or Medica, the process is the same: tell us who your insurer is, and we verify directly rather than assume. This is the same approach we use for every EIDBI insurance Minnesota question we get, regardless of which plan you have.
How benefit verification works
Once your family reaches out, our administrative team collects your insurance information and contacts your plan directly to verify coverage for EIDBI and related services, including any prior authorization requirements, session limits, or copay amounts. We share this information with you clearly before your child’s first appointment, so there are no surprises once services are underway.
What happens if a service isn’t covered
If a specific service isn’t covered under your plan, or if your family is uninsured, our team will walk you through the options available, including private-pay arrangements and, where applicable, connecting you with resources for accessing Minnesota Medical Assistance. We aim to be transparent about cost from the very first conversation, not after services have already started.
Self-Pay
What if my family doesn’t have insurance?
You still have real options, and we’ll walk through all of them honestly. Being uninsured doesn’t mean therapy is out of reach.
Families in this situation get the same benefit-verification-style honesty as everyone else on this page: we won’t promise a number until we know your actual circumstances.
ABA Cost
What affects ABA therapy costs in Minnesota?
For families with EIDBI-eligible medical assistance coverage, EIDBI-funded services typically carry little to no out-of-pocket cost. For families using private insurance, ABA therapy costs Minnesota families pay out of pocket depending on a few factors, so we walk through this honestly rather than quote a number that won’t apply to your plan:
We don’t publish a flat rate here, because it genuinely varies by plan and by your child’s specific treatment hours. Benefit verification, described above, is how we give you a real ABA therapy cost in Minnesota instead of a rough estimate.
Getting Started
Getting started with the insurance process
01
Share your info
Share your insurance information during your first call or contact form submission
02
We verify
Our team verifies your specific EIDBI and therapy benefits with your plan
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We confirm details
We confirm coverage details, copays, and any authorization steps with your family
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Services are scheduled
Services are scheduled once coverage is confirmed and your CMDE is complete
Want a real answer instead of a guess? Call 612-298-2897 with your plan name, or message us with your insurer, and we’ll call you back with a real answer, no obligation.
Common Questions
Common questions about billing
Do I need to pay anything before services begin?
This depends entirely on your specific insurance plan. Some families have no out-of-pocket cost, while others may have a copay or deductible responsibility, which we’ll confirm and explain clearly before your child’s first session.
What if our insurance changes during treatment?
Let our team know as soon as possible so we can re-verify benefits under the new plan and adjust billing accordingly, avoiding any gaps or unexpected charges.
Is a CMDE covered by insurance?
In most cases, yes, since it’s a required step for EIDBI enrollment. We confirm this specifically as part of your benefit verification. See our CMDE Assessments page for the full evaluation process.
Why Families Choose Us
Why families choose Elite Services Center Inc for coverage questions
Service Area
Service area
We serve families across Anoka, Hennepin, Ramsey, Washington, Scott, Dakota and Carver counties from our Minneapolis office. Benefit verification works the same way regardless of which of these counties you’re in.
Have a question about your specific coverage?
Reach out with your insurance details, and our team will verify your benefits before you commit to anything.